Do you need insurance for a car lot?

Our team of insurance experts can help you save money and get the proper coverages for your auto dealership. We know the risks you face as a car dealer, as well as the coverages you need. 

What kind of auto sales do you do?
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We can help you get car dealership insurance.

What insurance coverages do car dealerships need?
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Here are some of the coverages you might want to consider for your used car dealership:

Property Insurance

Your auto dealership faces a lot of property risks, especially if you have repair services. It’s important to make sure that you have the appropriate property insurance to protect your business. 

Dealers Open Lot

This can provide physical damage coverage for vehicles that are owned by the dealership. Dealerships are unique and face unique risks, which is why this coverage is intended specifically for them.

Employment Practices Liability Insurance

EPLI, or Employment Practices Liability Insurance, is the coverage that can protect your business if an employee accuses you of things like discrimination or wrongful termination. 


If you keep client cars on your premises for servicing or repairs, garagekeepers coverage can protect them against losses like fire, lightning, theft, and vandalism. It’s important to keep these cars safe.

Workers Compensation

Workers compensation coverage can help if an employee is injured on the job. It can cover their medical expenses and give them a portion of the wages they lost while unable to work.

Employee Dishonesty

Employee dishonesty can protect your business from employee theft and other shenanigans involving money. (You have to make sure you know exactly what your policy is protecting you from.)

How much does auto dealership insurance cost?

The big question going through your mind is probably this one - how much does used car dealership insurance cost? Well, it depends on many different factors.

There’s a lot that goes into determining insurance rates, but by talking with one of our insurance specialists you can get some insight on how much it costs to insure a car dealership.

The best way to get an accurate idea of how much it will cost to insure your business is to get used car lot insurance quotes.

How to get used car lot insurance

Getting insurance for an auto dealership doesn’t have to be stressful. In fact, it can be simple. Here’s how our insurance process works – we’ll walk you through it.

You let us know that you need insurance for a used car lot.

You can give us a call, message us, or fill out our online form – whatever is most convenient for you.

An agent will have a quick call about your insurance.

Next, one of our agents will reach out to talk to you about your business and the insurance you need.

We’ll get the quotes for you.

We’ll gather some used car lot insurance quotes by going to our various insurance carriers. You can compare rates easily.

We’ll go over the quotes with you.

We want to make sure that you have the opportunity to ask questions about the coverage, so we’ll be here to clarify things that need clarification.

Our team will be here to help.

If you encounter any questions or issues with your insurance, our team will be here to help. You can reach out to us anytime.

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Get started with used car lot insurance quotes

We understand the risks that come along with having a dealership for used cars, so we can help you get the proper insurance to protect your business. We know that you have a business to run, so we strive to make insurance as easy as possible. You can get started with your used car dealership insurance by filling out our online form, giving us a call, or messaging us on LiveChat.